Social Security Agreement with Germany: What It Means for You

If you are planning to live or work in Germany, it is important to understand the social security agreement between Germany and your home country. The agreement ensures that you are not subject to double social security contributions and that you are entitled to the same benefits as citizens of your home country.

What is the Social Security Agreement?

The social security agreement is an international treaty signed by Germany and other countries to coordinate their social security systems. The agreement aims to protect the social security rights of workers moving between countries. The agreement also ensures that workers do not lose their social security benefits because they work abroad.

The social security agreement covers:

– Old-age benefits

– Survivors` benefits

– Disability benefits

– Health insurance

– Unemployment benefits

– Family benefits

How Does It Benefit You?

The social security agreement with Germany benefits you in several ways:

1. No double social security contributions

If you are a resident of one country but work in another, you may need to pay social security contributions in both countries. This can lead to a financial burden. However, the social security agreement ensures that you only pay social security contributions in the country where you work. This means you won`t have to pay social security contributions in your home country as well as in Germany.

2. Access to the same benefits as citizens of your home country

The social security agreement ensures that you are entitled to the same social security benefits as citizens of your home country. For example, if you are a U.S. citizen working in Germany, you will be entitled to the same social security benefits as a U.S. citizen living in the United States.

3. Portability of social security benefits

If you move to Germany and have already accrued social security benefits in your home country, you can transfer those benefits to Germany. This means you won`t lose your social security benefits just because you move to another country.

How to Apply for Social Security Benefits in Germany

To apply for social security benefits in Germany, you need to contact the social security authority in your home country. Your home country`s social security authority will then contact the German social security authority to coordinate your benefits.

In Conclusion

The social security agreement between Germany and your home country is an important factor to consider if you plan to work or live in Germany. The agreement ensures that you are not subject to double social security contributions and that you are entitled to the same benefits as citizens of your home country. To learn more about the social security agreement with Germany, contact your home country`s social security authority.